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Health coverage for you and your family.
We help individuals, families, and self-employed workers find the right health insurance plan — through Covered California, Medicare, or private carriers.
Free consultation · CA Licensed · Available in 6 languages
$0
per month with subsidies
Many Californians qualify for free or low-cost coverage
Health plans we can help you with.
From Covered California to Medicare — we find the right plan for your situation.
Covered California (ACA Plans)
Individual and family plans through California’s health insurance marketplace. Many people qualify for subsidies that significantly lower the monthly cost — sometimes to $0.
Medi-Cal
California’s free or low-cost health coverage for individuals and families who qualify based on income. We help you determine eligibility and enroll.
Medicare & Medicare Advantage
Original Medicare plus supplemental coverage options. We help you compare Medicare Advantage plans from top carriers to find the best benefits for your needs.
Individual & Self-Employed Plans
If you are self-employed, a freelancer, or between jobs, we help you find affordable individual coverage outside of Open Enrollment through special enrollment periods.
Small Business Health Plans
Offer health benefits to your employees without the complexity. We compare group health plans from multiple carriers to find the right fit for your business size and budget.
Who we help.
We work with every type of client — in every language.
Find your health plan in 4 steps.
Household size, income, and current coverage. We keep everything confidential.
We check if you qualify for Medi-Cal, subsidies, or special enrollment periods.
We walk you through every plan — what it covers, what it costs, and which doctors are in-network.
We handle the enrollment paperwork. Your coverage starts as soon as the plan’s effective date.
Health carriers we work with.
Major carriers available through Covered California and private markets.
Anthem Blue Cross
Kaiser Permanente
Health Net
Molina Healthcare
Aetna
Centene
UnitedHealthcare
Covered California
Medi-Cal
+ more
Common questions.
Open Enrollment runs from November 1 to January 31 each year for Covered California plans. Outside of this window, you can still enroll if you have a qualifying life event such as losing a job, getting married, or having a baby.
Yes. Many Californians qualify for Medi-Cal (free) or heavily subsidized Covered California plans. Based on your income and household size, you may pay $0 per month. We help you check your eligibility for free.
An HMO requires you to use in-network doctors and get referrals for specialists. A PPO gives you more flexibility to see any doctor without a referral but typically costs more. We explain both options in plain language and help you choose.
Yes. Self-employed individuals can purchase individual plans through Covered California or private carriers. You may also qualify for subsidies based on your reported income. We specialize in helping self-employed clients find affordable coverage.
Yes. We help clients turning 65 understand their Medicare options and compare Medicare Advantage plans from multiple carriers. Medicare Annual Enrollment runs from October 15 to December 7 each year.
Yes. Our team speaks English, Spanish, Chinese, Hindi, Vietnamese, and Korean. We explain every plan detail in your language so you can make a fully informed decision.
Get covered
starting today.
Free consultation · 40+ carriers · 6 languages
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No cost to you · CA Licensed · Confidential
Online · AI-powered
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