Protect your home with the right coverage.
We search 40+ top carriers to find the best homeowners insurance for your property — replacement cost, wildfire zones, and everything in between.
No credit card · 2 minutes · CA Licensed
Why get your home insurance
through us.
Your home is your most valuable asset. We make sure it is protected at the best possible price.
What your home policy covers.
A standard homeowners policy covers more than just the walls of your home.
Dwelling Coverage
Covers the cost to repair or rebuild your home’s structure if damaged by fire, storm, or other covered events.
Included
Personal Property
Covers your furniture, electronics, clothing, and other belongings inside the home.
Included
Liability Protection
Covers you if someone is injured on your property and decides to sue.
Included
Additional Living Expenses
Pays for hotel stays and meals if your home becomes uninhabitable after a covered loss.
Included
Wildfire Coverage
Available through specialty carriers for homes in high-risk fire zones. We find options even where major carriers have pulled out.
Available
Earthquake Rider
Standard policies do not cover earthquakes in California. We can add this as an endorsement to your policy.
Add-on Available
Get your home covered in 4 steps.
Address, year built, square footage, and any special features. Takes 2 minutes.
We compare every carrier available in your ZIP code, including specialty carriers for wildfire zones.
We present the top results with clear explanations of what each policy covers and what it costs.
Choose your plan. We handle the paperwork and your policy is active the same day.
Having trouble finding coverage in a fire zone?
After the 2025 Los Angeles wildfires, many major carriers stopped writing new home policies in California. We work with specialty carriers who still offer coverage — even in high-risk areas.
We have helped homeowners in Chino Hills, San Bernardino, Riverside, and Los Angeles find coverage after being dropped by their previous carrier. If you have received a non-renewal notice, contact us immediately — we can usually find a solution.
Carriers we compare for home insurance.
Including specialty carriers for California wildfire zones.
Common questions.
The average cost of home insurance in California ranges from $1,000 to $2,500 per year depending on your home’s value, location, age, and fire risk. We compare 40+ carriers to find your lowest rate.
Standard home insurance covers wildfires. However, many carriers have stopped writing new policies in high-risk California fire zones. We work with specialty carriers who still provide coverage in these areas.
Replacement cost covers what it actually costs to rebuild your home today. Actual cash value deducts depreciation, meaning you may receive much less. We strongly recommend replacement cost coverage.
No. Standard home insurance does not cover earthquakes. You need a separate earthquake policy or endorsement. We can help you add this coverage.
Yes and we recommend it. Bundling home and auto with the same carrier typically saves 10 to 20 percent on both policies. Ask us about bundle options when you get your quote.
Protect your home
the right way.
2 minutes. 40+ carriers. No pressure.
Get my home quoteNo credit card · CA Licensed · 6 languages
Hi! I am Alex. What would you like to insure today? I will find your best rate in 2 minutes.
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