One policy for every truck in your fleet.
Managing insurance for multiple trucks individually is expensive and complicated. A fleet policy covers all your vehicles under one policy — simpler management, better rates, and one renewal date.
2+ trucks qualifies · Same day coverage · CA & interstate
$380
per truck per month
Rates decrease as your fleet grows
Why fleet coverage beats individual policies.
Once you have more than one truck, managing individual policies becomes inefficient and expensive. Fleet coverage solves both problems.
What fleet coverage includes.
A comprehensive fleet policy covers every aspect of your trucking operation under one umbrella.
Primary Liability — All Vehicles
FMCSA-required primary liability coverage for every truck in your fleet under one policy filing.
Required
Physical Damage — Entire Fleet
Collision and comprehensive coverage for all vehicles. Manage deductibles and coverage levels per vehicle or uniformly across the fleet.
Recommended
Motor Truck Cargo
Blanket cargo coverage for your entire operation — one limit that applies regardless of which truck is hauling the load.
Recommended
General Liability
Covers your business premises, loading dock operations, and other non-trucking liability exposures for the entire fleet operation.
Available
Non-Trucking Liability
Covers all fleet vehicles when being operated for personal use outside of commercial dispatch.
Available
Umbrella / Excess Liability
For larger fleets, an umbrella policy provides additional limits above your primary liability — important for high-value contracts and government work.
Available
We insure fleets of every size.
From 2 trucks to 50+ — we have fleet solutions for every stage of your business.
Small Fleet
Getting started with fleet coverage. Simple policies, competitive rates, easy management. You qualify as soon as you have 2 trucks.
Mid-Size Fleet
More trucks means better negotiating leverage with carriers. We find programs specifically designed for growing California trucking companies.
Large Fleet
Large fleets have access to specialty programs, loss-sensitive pricing, and dedicated risk management support. We build a custom program for your operation.
Get your fleet covered in 4 steps.
Number of trucks, truck types, cargo hauled, operating radius, and driver information.
We identify carriers with fleet programs that match your size, industry, and safety record.
We present a complete fleet insurance program — all coverages, all vehicles, one clear price.
Your fleet policy is active same day. All vehicles covered, all certificates issued immediately.
Common questions.
Most carriers define a fleet as 2 or more vehicles. Some specialty programs require 5 or more. We have options for fleets of every size starting at just 2 trucks.
Generally yes. Fleet policies spread risk across multiple vehicles and allow carriers to offer better per-truck rates. The savings increase as your fleet grows. We compare both options and recommend whichever is more cost-effective for your situation.
Yes. A fleet policy can cover a mix of vehicle types — semi-trucks, box trucks, flatbeds, reefers — under one policy. Each vehicle may have different coverage levels based on its value and use.
Adding a vehicle to an existing fleet policy is simple. Contact us and we add the new truck as an endorsement. Coverage begins immediately and your premium is adjusted on a pro-rated basis for the remainder of the policy period.
Yes. Many of our fleet clients are Spanish-speaking trucking companies operating throughout California and interstate. We manage your entire fleet program in Spanish — quotes, policy review, certificates, and claims.
One policy for
your entire fleet.
2+ trucks qualifies · Better rates · One renewal
Get my fleet quote
CA Licensed · Hablamos Español · Same day coverage
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