Commercial Bonds

Commercial Bonds

The bond you need to win the contract.

Surety bonds are required by governments, general contractors, and licensing boards across California. We get you bonded fast — so you never lose a job because of paperwork.

Same day bonds · CA Licensed · All bond types

Surety bonds starting from
1%
of the bond amount per year
A $10,000 bond costs as little as $100/year


Contractor license bonds
Performance & payment bonds
Court & probate bonds
Fidelity & employee dishonesty bonds
Same day issuance available

What is a surety bond?

A bond is not insurance for you — it is a guarantee to someone else that you will fulfill your obligations. Here is how it works.

01
You — the Principal
The business or individual required to get the bond. You purchase the bond and are responsible for fulfilling the obligation it guarantees.
02
The Obligee
The party requiring the bond — a government agency, general contractor, or client. They are protected if you fail to meet your obligations.
03
The Surety — Us
We back the bond. If you fail to fulfill your obligation and a claim is filed, the surety pays the obligee — and you repay the surety.

Bond types we issue.

From contractor licenses to court bonds — we handle every type of surety bond in California.

Most Common
Contractor License Bond

Required by the California Contractors State License Board (CSLB) for all licensed contractors. Currently $25,000 for most classifications. Required to get or renew your CA contractor license.

From $150/yrCSLB required

Government & Commercial Projects
Performance & Payment Bond

Required on public works and many large commercial projects. Guarantees you will complete the job as contracted and pay all subcontractors and suppliers.

1%–3% of contractProject-specific

Business Protection
Fidelity & Employee Dishonesty Bond

Protects your business against theft, fraud, or dishonest acts committed by employees. Common for businesses that handle client funds or property — cleaning companies, accountants, property managers.

From $200/yrPer employee or blanket

Legal & Probate
Court & Probate Bonds

Required by courts for guardians, administrators, executors, and trustees. Also includes appeal bonds, injunction bonds, and other court-required bonds.

Case by caseCourt-ordered

Licensing
Business & Professional License Bonds

Many California professional licenses require a surety bond — auto dealers, mortgage brokers, collection agencies, notaries, and more. We issue same-day bonds for most license types.

From $100/yrLicense-specific

How it works

Get bonded in 4 steps.

01Tell us what you need

Bond type, bond amount, and what it is required for — CSLB license, public works project, or other.

02We find the best rate

Bond rates depend on your credit score and the bond amount. We compare surety companies to find the lowest rate.

03Quick approval

Most bonds under $25,000 are approved instantly with no financial statements required.

04Same day bond issued

Your bond certificate is issued immediately. We file directly with the CSLB or other agencies as needed.

Common questions.

How much does a contractor license bond cost in California?

The CSLB requires a $25,000 contractor license bond. The annual premium you pay is typically 1% to 3% of the bond amount depending on your credit. That means most contractors pay between $150 and $375 per year for their license bond.

Is a bond the same as insurance?

No. Insurance protects you from losses. A bond protects the party requiring the bond — a client, government agency, or obligee — if you fail to fulfill your obligations. If a bond claim is paid, you are responsible for repaying the surety company.

Can I get bonded with bad credit?

Yes. Many surety companies work with applicants who have less-than-perfect credit. Your rate will be higher — typically 3% to 10% of the bond amount — but we find options for most applicants regardless of credit history.

How quickly can I get my contractor license bond?

Same day. Contractor license bonds are one of the simplest bonds to issue. Once approved, we send your bond certificate immediately and can file directly with the CSLB on your behalf.

Do you handle bonds in Spanish?

Yes. Many California contractors are Spanish-speaking. We explain the bond requirements, walk you through the application, and issue your bond certificate entirely in Spanish if preferred.

Get bonded
today.

Same day issuance · All bond types · CA Licensed

Get my bond quote
CA Licensed · 6 languages · No obligation


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